A death in the family can be both emotionally devastating and financially draining. Life Insurance can help protect you and your family in the case of a death. In the event of your death, your beneficiaries could use the lump sum cash benefit to help cover funeral costs, replace lost income, fund a child's education, supplement retirement savings, and more.

Highlights:

• Life Insurance and Accidental Death Insurance
• Pays the applicable benefit amount for any covered death
• 2-year waiting period for non-accident related death benefits
• No waiting period on accident related death benefits
• Life Insurance Benefit levels range from $10,000 - $100,000

How to use:

• To file a claim for Life Insurance, call us at (855) SURE-MED (787-3633)
• Call us at (855) SURE-MED with any other questions you may have

Exclusions:

• Life insurance benefits will not be paid for death resulting from Aviation other than as a fare paying passenger on a scheduled or charter flight operated by a scheduled airline.
• Accidental death benefits will not be paid for losses resulting from or caused directly or indirectly by:
  • War, terrorism, insurrection, rebellion, or participation in a riot or civil commotion.
  • Sickness, disease or bodily infirmity.
  • Taking poison, inhaling gas, intentionally taking narcotics, drugs, barbiturates, hallucinogenic drugs, alcohol or any combination of these when not part of a professional medical treatment.
  • Suicide, attempted suicide or intentional self-inflicted injury, while sane or insane.
  • Injury sustained while taking part in aeronautics and/or aviation except as a fare-paying passenger in any aircraft then licensed to carry passengers.
  • Committing or participating in a crime.
• For a full list of provisions, limitations and exclusions, please click here for the sample description of benefits

Disclosures:

• "Life Insurance Benefit" is equal to four times the chosen Membership Benefit Level. Until age 55, life insurance coverage is 100% the stated Life Insurance Benefit amount. At age 55, the life insurance coverage decreases to 25% of the stated Life Insurance Benefit.
• At age 70, the coverage changes to Accidental Death Insurance only.
• In the first two years, only Accidental Death Insurance benefits are provided. Once the Life Insurance two-year waiting period has elapsed, the full Life Insurance benefits go into effect and remain in effect until the insured reaches the age of 70, at which point only Accidental Death Insurance benefits are provided thereafter.
• This is a group term life insurance policy issued to American Better Health Organization, Inc., and benefits are provided to members of the association.
• Group Term Life Insurance (Policy form #ALTLP-PA-05, et. al.) is underwritten by Amalgamated Life Insurance Company, Group Policy # 26AP33.
• This serves as a general overview of benefits, and is not comprehensive. Some exclusions may apply.